If your home insurance rate is too high, you might want to try any of these tips to cut down the cost.
A. I assume you mean your parent owns a policy on your life and the parent is the beneficiary?
No, you can’t force them to remove you. They are the policy owner and they have all legal control over the policy, not you.
I know, crazy, right?
A. Sounds like you’ve put the cart before the horse here. You need to have an insurance policy in effect at the time of the damage or injury in order to have the claim paid.
Here are some home insurance basics.